Review Summary
1-2-Lend is a licensed lender in Singapore offering competitive personal loan products. They serve citizens, PRs, and foreigners with valid work passes.
Key Information
| Detail | Information |
|---|---|
| Lender Type | Licensed Lender |
| Regulation | Ministry of Law, Singapore |
| Interest Rate | Up to 4% per month (regulated cap) |
| Loan Types | Personal Loans |
| Eligibility | Singapore Citizens, PRs, Foreigners with work passes |
| Application | In-person at registered office |
Google Reviews & Borrower Sentiment
Based on publicly available Google reviews, borrowers who have used 1-2-Lend commonly mention:
- Transparency — Clear explanation of loan terms and fees before signing
- Processing speed — Generally fast approval and disbursement
- Staff professionalism — Helpful and courteous service during application
- Repayment flexibility — Reasonable terms for repayment scheduling
As with any lender, individual experiences may vary. Always read your loan agreement carefully and ask questions about any terms you don’t understand.
How 1-2-Lend Compares
Rather than evaluating 1-2-Lend in isolation, compare their offer against rates from other licensed lenders on PickMeALoan. Our platform shows you multiple personalised offers ranked by interest rate and total cost — so you can see exactly where 1-2-Lend stands relative to alternatives.
Tips Before Borrowing
- Verify the licence — Check Ministry of Law’s register before visiting
- Compare rates — Use PickMeALoan to see offers from multiple lenders
- Read the agreement — Understand interest rate, fees, and repayment schedule
- Borrow what you need — Don’t take more than necessary
- Check for early repayment options — Most moneylenders allow early repayment without penalty