Personal loans from 0.82% per month
Banks said no? Compare personalised offers from different lenders in 2 minutes. No sales calls. No obligation.
Licensed by Ministry of Law, Singapore
How we can help you
Banks have strict criteria. If they can't help you, we'll match you with a lender who can. No guarantees, but we'll find you the best options available.
We find you the lowest rate available
We compare rates from different lenders to find the lowest one for your situation. If you find a lower rate anywhere else, we'll match it.
Matched in minutes, not days
Tell us what you need, and our system finds lenders most likely to approve you. You get personalised offers within minutes.
Your information stays private
We only share your details with the lender you choose. No blasting your data to a dozen companies. No sales calls, no spam.
Completely free, zero commitment
Using PickMeALoan costs you nothing. Browse offers, compare rates, and walk away if nothing fits. No fees, no strings.
What our customers are saying
Already paying too much?
Most borrowers in Singapore pay 3 to 4% per month at their regular lender. That's because they never compared. See what you'd save at 0.82%.
- Save up to 75% on monthly interest charges
- Your data goes to only one lender: the one you choose
- Simple WhatsApp-first process, no portals or logins
- Works for loans from $1,000 to $50,000
Get rewarded when you borrow
Redeem for vouchers or get cashback straight to your account.
Your cashback reward
$501% of loan amount or $50, whichever is higher
Frequently Asked Questions
- No. PickMeALoan is a free loan comparison platform. We are not a lender. All loans are issued directly by banks and licensed lenders regulated by MAS and the Ministry of Law, Singapore.
- Our partner lenders offer rates from 0.82% per month (9.88% per annum). Your actual rate depends on your income, profile, and loan amount. We guarantee the lowest rate. If you find a better offer elsewhere, we'll match it.
- Singapore Citizens and PRs aged 21 and above. Foreigners with valid work passes (Employment Pass, S Pass, Work Permit) are also eligible. Income requirements vary by lender.
- Yes. It costs nothing to use PickMeALoan. No comparison fees, no hidden charges, no obligation. We earn a referral fee from lenders, not from you.
- No. Everything happens via WhatsApp at your own pace. No sales agents, no cold calls, no pressure.
- Most borrowers receive funds within 24 hours of accepting an offer. Some lenders disburse on the same day. The exact timing depends on the lender and your verification.
- We follow Singapore's PDPA. We don't sell your data. Your information goes only to the lender you choose, not to multiple lenders at once.