About PickMeALoan — Licensed Loan Comparison Singapore
PickMeALoan is Singapore’s AI-managed loan comparison platform, a brand of DOUBLEAM AI AUTOMATION AND MARKETING PTE LTD. We connect borrowers with licensed lenders and financial institutions, helping them find the lowest available interest rates without the stress of shopping around individually.
Why Borrowers Choose PickMeALoan
The personal loan market in Singapore is fragmented. Borrowers either approach lenders one at a time — accepting whatever rate they’re offered — or rely on brokers who may not have their best interests at heart. PickMeALoan was built to fix this.
A common frustration: borrowers are shown “pre-approved” amounts online that don’t reflect actual offers when they visit in person. The bottleneck is the manual IPA (In-Principle Approval) evaluation process — each lender evaluates independently, meaning borrowers must repeat the process at every office they visit.
Our platform solves this by letting you compare multiple offers from licensed lenders simultaneously, all from a single application. No repeated document submissions, no multiple credit checks, and no sales pressure.
What makes us different:
- AI-Managed Matching — Our system analyses your profile against lender criteria to surface only the offers you actually qualify for
- Offers Delivered via WhatsApp — Personalised loan offers are sent directly to your WhatsApp, privately and at your convenience
- No Sales Calls — We don’t call you. You review offers on your own terms and proceed when you’re ready
- PDPA Compliant — Your data is shared only with the lender you choose. We never sell personal information
- Free for Borrowers — No fees, no hidden charges. We earn a referral commission from lenders when a loan is approved
How PickMeALoan Was Built for Borrowers
PickMeALoan was founded by a Singapore-based fintech team frustrated with how opaque and inefficient the loan market was. The founders recognised that Singpass — Singapore’s digital identity system — could unlock transparent, instant lending comparison. By combining government-verified identity with a curated network of licensed lenders, they created a platform where trust and fair pricing replace information asymmetry.
Today, PickMeALoan has helped thousands of Singaporeans find competitive loans and grown a network of licensed lenders across Singapore.
How It Works
- Verify with Singpass — Sign in securely using your Singpass credentials. Takes less than a minute.
- Share Your Needs — Tell us how much you need, your preferred tenure, and basic income details.
- Get Instant Matches — Our AI system returns personalised offers ranked by rate and suitability, delivered directly via WhatsApp.
- Choose & Apply — Pick the best offer and apply directly. Only then does the lender run a credit check.
Our Commitment
Every lender on PickMeALoan is licensed by Singapore’s Ministry of Law. We verify each partner’s registration and monitor their standing. Borrowers can also verify any moneylender’s licence on the Ministry of Law public register.
We believe borrowing should be transparent, private, and stress-free. That’s what we’re building.